Cracks knuckles
lets go down the list, shall we?
Mona is the original PT who was able to teach new comers the ropes, and gave Joker the knowledge to create the tools needed to pull through the heist with lockpicks, and overall strategy of how to use the core PT powers of stealth, breaking in, and rest points.
Joker takes the teachings from Mona and is able to micro manage the team, using the thief tools Mona taught him to be able to keep the team in a straight edge pattern and move forward in terms of strategy. Something Mona is not capable of.
Panther brings nothing of actual use to the team outside of being a pretty face and extra pair of hands. She does attempt to raise Morale though with optimism.
Skull brings nothing of actual use to the team, and often brings morale down.
Fox is an artist that is able to enhance the PT's calling cards, but as it was showing with Skull's first calling card, he's not actually critical. He's good for asthetics, but is not required
Queen is hailed as the team strategist, but all of her strategies thus far have been "Do what you've been doing". At best, she's a get away driver, but Joker has been seen driving, so she's not exactly required for the team
Oracle has the ability to scan areas outside of what Mona is able to see in the depths of Mementos. When it comes to target's palaces, she's not required, but if a dark depth search is needed, she's up to the plate. She's also able to alter metaverse reality to favor the Thieves. Strong contender for most useful
Noir does not contribute to the PT outside of combat, and is completely unrequired. She does have outside influence from her company, but is never utilized.
Crow was shown to be smarter than Queen in nearly every regard, and has the ability to outplay the puzzles coming at the team.
Kasumi was not there at all during the core game, and by default is not required.
tl;dr - Mona is the teacher, Joker takes Mona's lessons to guide the team, Oracle is the eyes and ears, Crow can dismantle puzzles like no one's business. Everyone else is just extra hands, realistically.
Does that make them all useless? Not entirely. As seen, groups are needed to pull off heists with minimal issues, but it does make them replaceable.
Overall: Skull is my vote for most useless PT.
(edited by Joker)